Final Expense Insurance

Get your final expense insurance with OptInsure and protect your loved ones from an additional burden.

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Burial and funeral costs are among some of the least discussed topics, but as this is an important topic for families to discuss and consider. These plans can help a family relieve the burden of leaving debt to and expenses to their family. Here are a few things to consider while choosing the right plan for your family. Do you want to be buried or cremated? This is a great starting point in figuring out where to base the cost around. The average funeral cost around $7,500. Multiple elements can affect that cost such as, location, services, casket style, wake and many other factors. Fill out the information form to speak with an expert in this field and get help choosing the right plan for you and your family.

Knowing all the funeral packages offered from funeral homes may help you figure out the cost in a realistic way. These packages let you know what all services are offered in a typical funeral package and based on your preferences you can decide what service you need and what you don’t. The basic funeral fees start from $2000 that include storing the body, planning the funeral, obtaining the certificates as well as making third-party arrangements. Metal casket prices start from $2300 and are a must for the burials. The prices vary widely and you may choose the affordable one to cut the funeral costs. Burial vaults or grave liners start from $1000 and protect the casket from caving in. Generally, funeral homes don’t show the least expensive options so it is recommended to ask for a price lower than the offered. Embalming and body preparation is an additional service in a funeral package and isn’t necessary for everyone. These services start from $900 and you may opt this if you want your body to be kept for a public viewing. There are some additional services in embalming such as hairstyling and cosmetic application and you may opt as per your preferences. Whenever pre-planning your funeral expense or arranging for a loved one, it is suggested to ask for a package from various funeral homes and try to get multiple final expense quotes fitting your budget.




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